Terms of Service

1. Acceptance of Terms

Welcome to Enclivix Finance. These Terms of Service ("Terms") govern your access to and use of Enclivix Finance's services, including our website, applications, and any related services (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

2. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use our Service. By using Enclivix Finance, you represent and warrant that you meet these eligibility requirements.

3. Account Registration

3.1 Creating an Account

To use Enclivix Finance, you must create an account by signing in with your Google account. By creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate and current
• Maintain the security of your account credentials
• Accept responsibility for all activities that occur under your account

3.2 Account Security

You are responsible for maintaining the confidentiality of your account. You agree to notify us immediately of any unauthorized use of your account or any other security breach.

4. Description of Service

Enclivix Finance provides an automated accounting solution that:

• Accesses your Gmail to identify and extract receipts, invoices, and financial documents
• Processes uploaded documents (receipts, bank statements) using OCR and AI technology
• Organizes and syncs financial documents to your Google Drive
• Provides tools for financial document management and organization

6. User Responsibilities

When using Enclivix Finance, you agree to:

• Use the Service only for lawful purposes and in accordance with these Terms
• Not use the Service in any way that violates any applicable law or regulation
• Not upload or transmit viruses, malware, or other malicious code
• Not attempt to gain unauthorized access to our systems or networks
• Not interfere with or disrupt the Service or servers
• Not use the Service to transmit spam, chain letters, or other unsolicited communications
• Not impersonate any person or entity or misrepresent your affiliation with any person or entity

7. Data Accuracy and Verification

While Enclivix Finance uses advanced OCR and AI technology to process financial documents, you acknowledge that:

• Automated data extraction may not always be 100% accurate
• You are responsible for verifying the accuracy of all processed data
• Enclivix Finance is a tool to assist with accounting workflows, not a replacement for professional accounting services
• You should review all extracted and processed data before using it for financial reporting or tax purposes

8. Intellectual Property Rights

8.1 Our Content

The Service and its original content, features, and functionality are owned by Enclivix Finance and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8.2 Your Content

You retain all rights to the documents and data you upload to Enclivix Finance. By using our Service, you grant us a limited license to process, store, and display your content solely for the purpose of providing the Service to you.

9. Payment Terms

9.1 Subscription Plans

Enclivix Finance may offer various subscription plans with different features and pricing. By subscribing to a paid plan, you agree to pay the fees associated with that plan.

9.2 Billing

Subscription fees are billed in advance on a recurring basis (monthly or annually, depending on your plan). You authorize us to charge your payment method for these recurring fees.

9.3 Cancellation

You may cancel your subscription at any time. Cancellation will take effect at the end of your current billing period. No refunds will be provided for partial subscription periods.

9.4 Price Changes

We reserve the right to change our pricing. We will provide you with reasonable notice of any price changes and give you the opportunity to cancel your subscription before the new price takes effect.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

To the fullest extent permitted by law, Enclivix Finance disclaims all warranties, express or implied, including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties that the Service will be uninterrupted, error-free, or secure
• Warranties regarding the accuracy, reliability, or completeness of data processed by the Service

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ENCLIVIX CLIENT MANAGEMENT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES.

Our total liability to you for all claims arising out of or related to the Service shall not exceed the amount you paid to Enclivix Finance in the 12 months preceding the claim, or $100, whichever is greater.

12. Indemnification

You agree to indemnify, defend, and hold harmless Enclivix Finance and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or related to:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another person or entity

13. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including but not limited to:

• Breach of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• Extended periods of inactivity

Upon termination, your right to use the Service will immediately cease. You may delete your account at any time through your account settings.

14. Data Retention After Termination

Upon account termination or deletion, we will delete your personal data within 30 days, except where we are required to retain certain information for legal or regulatory purposes. Documents stored in your Google Drive will remain in your Drive and are not deleted by Enclivix Finance.

15. Changes to These Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by:

• Posting the updated Terms on our website
• Updating the "Last Updated" date at the top of this page
• Sending you an email notification (for significant changes)

Your continued use of the Service after any changes indicates your acceptance of the new Terms.

16. Governing Law and Dispute Resolution

16.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

16.2 Dispute Resolution

Any disputes arising out of or related to these Terms or the Service shall be resolved through binding arbitration, except that either party may seek injunctive relief in court for infringement of intellectual property rights.

17. Miscellaneous

17.1 Entire Agreement

These Terms constitute the entire agreement between you and Enclivix Finance regarding the Service and supersede all prior agreements and understandings.

17.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

17.3 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.

17.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.